Our Services

Our Clients

While developing a customized financial plan, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute all or part of the financial plan utilizing a variety of products and services, or you can implement the new Plan with whomever you choose.

How you hire us

Clients with singular issues can hire us by the hour, or to do a full plan that will be implemented by someone else, or we can implement the Plan for you.  Very often it is a combination of all of the above.   

Our Services include:

Fee Based Asset Management for both retirement and non- retirement. This includes giving you advice on your investment accounts, as well as your 401Ks, 403Bs and 457 plans.  Fees are taken directly from the accounts on a monthly or quarterly basis as a percentage of assets. 

One Time Financial Plans - Clients can hire us to do a full financial plan that can be implemented with anyone.  We are happy to coordinate with the other advisors and providers that you are already working with to make sure the Plan gets implemented properly.  Plans are charged on a per plan basis.

Hourly Consultation -  there is no charge for the initial consultation to determine if we can be of service to you.  If you have a very specific problem that can be resolved simply in one meeting, we are happy to work on an hourly basis, although in most cases, it is better served to get a full financial plan.

 A Financial Plan includes, as needed:

  • Investment Review and Asset Management, including 401ks/403bs
  • Pre-Retirement and Retirement Planning
  • Student Loan strategies
  • Insurance Evaluation and Needs
  • Estate Planning, including a review of existing Wills/Trusts and other documents
  • College Funding
  • Mortgage and Debt Management
  • Tax Preparation and Planning
  • Budgeting and Goal Planning
  • Social Security Maximization strategies

What you Should Bring to Your First Meeting?

  • Copy of will
  • Copy/Info on existing life insurance 
  • Statements for any investments you have - current retirement accounts, old retirement accounts, savings for the kids, regular savings and investments
  • Other Assets (ex. real estate)
  • Other Situations - Health Issues? Special Situations?
  • List of any debt including credit cards and student loans (current rate, current balance, # of years left for payment)
  • Names and Dates of birth of everyone in household
  • Basic Budget